Please use pronounambiguity (such as in this case where they can refer to either 'Payments' or 'Loans') as alast resort to dis-regard a choice.
One should learn to distinguish between pronounambiguity (as is the case here, where a pronoun hasmultiple antecedents) andorphan pronoun (where pronoun hasno antecedent).
Pronounambiguity is acceptable on GMAT;orphan pronoun is alwaysincorrect .
p.s. Our bookSC Nirvana discussespronouns , their application and examples in significant detail.
...
One should learn to distinguish between pronounambiguity (as is the case here, where a pronoun hasmultiple antecedents) andorphan pronoun (where pronoun hasno antecedent).
Pronounambiguity is acceptable on GMAT;orphan pronoun is alwaysincorrect .
p.s. Our bookSC Nirvana discussespronouns , their application and examples in significant detail.
...
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