A recent study has cited overcomplexity, increasing worker mobility between companies, and poor financial planning in estimating that fewer than half of eligible American workers had contributed the maximum amount to their employer-offered retirement plans.
Lets break the sentence:
Clause 1: A recent study has cited overcomplexity, increasing worker mobility between companies, and poor financial planning in estimating : A recent study is the subject and has cited is the verb. All 3 phrases are
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Lets break the sentence:
Clause 1: A recent study has cited overcomplexity, increasing worker mobility between companies, and poor financial planning in estimating : A recent study is the subject and has cited is the verb. All 3 phrases are
...
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