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GMAT Critical Reasoning (CR) | Re: In countries where automobile insurance includes

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Please correct me if I'm wrong.

The conclusion is: Argument that 'in the countries with the higher rates of reported whiplash injuries, half of the reported cases are spurious' is not justified because people often have little incentive to report whiplash injuries in countries where automobile insurance does not cover whiplash injuries.

B is wrong because the highlighted portion in the end itself is not the conclusion.

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