Critical Reasoning (CR) | Re: Fewer families lose their houses because of major disasters such as

The question is about insurance requirements. Insurance is fundamentally about monetary risks and financial exposure; there's no reason to think by default that people's reactive emotions or comfort levels are relevant.

So, B is irrelevant. Insurance policies, to put it simply, don't care about your feelings.
To make choice B relevant, the passage would have to give us some kind of affirmative indication that these types of emotional reactions
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