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GMAT Critical Reasoning (CR) | Re: Joseph: Health insurance premiums are growing at an alarming

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Premise: Health insurance premiums are growing at an alarming rate.
Premise: This is, in part, because many hospitals bill for unnecessary diagnostics and tests that inflate the subsequent amount that insurers pay out to them.
Premise: These expenses are then passed on to consumers in the form of increased insurance premiums.
Conclusion: Therefore, reducing the number of unnecessary tests performed by health care providers will be effective in controlling growing health insurance premiums.

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