GMAT Sentence Correction (SC) | Re: Unlike auto insurance, the frequency of claims

Unlike auto insurance, the frequency of claims does not affect the premiums for personal property coverage , but if the insurance company is able to prove excessive loss due to owner negligence, it may decline to renew the policy.
(A) Unlike auto insurance, the frequency of claims does not affect the premiums for personal property coverage - Illogical comparison- illogically compares auto insurance and the frequency of claims
(B) Unlike with auto insurance, the frequency of claims do not affect
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