GMAT Critical Reasoning (CR) | Re: In the country of Veltria, the past two years' broad

I chose D - thinking they stimulate the sale by way of discounting the marchandise. However, OA is c. One question - if the weaker section of retailers have gone out of business during the first year - how can it take credit repayment back to prerecession level? when the weaker section of retailers are going out of business, it reduces the number of retailers who are actually going to repay the credit compare to prerecession level?

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