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GMAT Sentence Correction (SC) | Re: In these difficult economic times, those who have public pen

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bitanrc wrote:

I was stuck between A and B. "being pursued" is required since the sentence starts with "In these ..times.."

I eliminated B because it changed the essential modifier "that" to "which".
Isn't "that" required to specify "pension advance companies" THAT operate without much oversight?


Notice that you must understand whether we need an essential modifier here. the clause after pension advance companies is simply describing those companies
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