While bear markets certainly hurt institutionalinvestors, they are potentially devastating for individual investors, whose nest eggs - in many cases representing the sole source of retirement funds - can plummet or even vanish entirely.
A. they are potentially devastating for individual investors, whose
B. they can potentially devastate individual investors in that their
C. for individual investors they are potentially devastating, because their
D. for individual investors, it is potentially
...
A. they are potentially devastating for individual investors, whose
B. they can potentially devastate individual investors in that their
C. for individual investors they are potentially devastating, because their
D. for individual investors, it is potentially
...



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