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GMAT Critical Reasoning (CR) | Re: Fewer families lose their jobs because of major disasters

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Fewer families lose their jobs because of major disasters such as fire or flood than because of a wage earner's illness that results in death or disability. Yet, whereas most mortgage companies require borrowers to carry insurance to protect against major disasters, they do not require insurance to protect against the death or disability of a wage earner?

Which of the following resolves the discrepancy above?

A) Some people are less aware of tragedies caused by major disasters than of those caused
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