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GMAT Critical Reasoning (CR) | Re: Some credit card companies allow cardholders

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The argument at hand follows the line of reasoning
X allows Y. But Y isn't in the best interest of anybody.
Though Y though seems good initially, eventually is not good in the long run.

This line of reasoning is as in Option C where
Though is it unwise to use highway maintenance funds for construction of new roads,
and though there is a immediate benifit, the maintenance costs will always be greater in the long run.

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