Many house builders offer rent-to-buyprograms that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and to apply part of the rent to a purchase later.
(A) programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and toapply - "to be able" not parallel to "to apply"
(B) programs that enable a family with insufficient savings for a conventional down
...
(A) programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and toapply - "to be able" not parallel to "to apply"
(B) programs that enable a family with insufficient savings for a conventional down
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