Critical Reasoning (CR) | Re: People with serious financial problems are so worried about

Question for experts:

I've read thatconditional "if-then " on CR passages follow the followingformat:
X -> Y ,or
X (not) -> Y (not)

AND theONLY following Conclusion can be : Y (not) -> X (not)
- My question is this:Does it have to be in this order ??

- Let me give an example:If I work out, then I am in shape . (format: If X, then Y).
-- According to this theory, the only possible if-then statement that can apply to this is: "If I am NOT in shape, then I do NOT work out".
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